Raphaël Moreau

Partner of Cloutier Financial Group

1720 rue Sidbec-Sud
Trois-Rivières, Quebec
G8Z 4H1
Cellphone: 819-350-7747

Raphaël Moreau

Partner of Cloutier Financial Group

Designations and Certifications

AMF certificate number: 258770

  • M. SC., CFA

  • Financial security advisor

  • Group insurance and groups annuity plans advisor

  • Mutual fund dealer representative

About me

Having worked in the financial sector for several years, I am a professional known for being diligent, hardworking, and integrity-driven.

I hold a degree in finance from Laval University, a master's in finance from HEC Montreal, and the CFA designation. The CFA designation is the highest distinction in the finance industry, demonstrating a solid understanding of investment analysis and portfolio management skills.

Prior to joining Groupe Cloutier, I worked at the Montreal Stock Exchange as a derivatives analyst and also spent 2 years at TD Bank as a senior analyst in the national accounts team. My experience has equipped me with the necessary skills to understand the financial needs of both entrepreneurs and individuals.

Feel free to reach out to me for your insurance and investment needs.

Contact me

Please select the services for which you want more information.

Personal insurance
Investment and retirement
Mortgage
Benefits

Recent articles

Personal Finance

(French only) Atteindre l'autonomie financière en quatre étapes

Épargner en vue de la retraite est un mode d’économie bien connu. Si vous aspirez cependant à un style de vie plus flexible alors que vous êtes toujours sur le marché du travail, le concept de l’autonomie financière pourrait davantage vous intéresser. Imaginez avoir la liberté de vivre de votre passion, de choisir vos contrats, de prendre une année sabbatique ou de voyager sans vous soucier de l’argent!
Life Insurance

(French only) Pourquoi transformer son assurance vie temporaire en permanente?

Pourquoi transformer son assurance vie temporaire en permanente?
Retirement
Will

(French only) Un testament, suffisant pour planifier votre succession?

Est-ce que le testament est suffisant pour planifier votre succession?
Retirement Planning

(French only) Retraite et assurances : 5 questions pour planifier l'esprit tranquille

Questions à se poser lors de la planification de la retraite