Financial services for affluent clients

You need a well-structured financial strategy that credit unions and banks cannot offer. Our advisors are supported by a team of experienced financial security specialists. With us, you will reach your objectives.

Private Management Service

Institutional-calibre portfolio management solutions

Designed for discerning individual investors. Invest with confidence with a full range of traditional and alternative asset classes and customized investment strategies, with direct access to our experts to ensure capital preservation and reasonable asset growth.

Diversify and optimize your returns with investment solutions in variable and fixed-income securities, and exclusive access to a unique range of alternative private placements for enhanced diversification, reduced volatility and long-term capital preservation.

Access a multi-strategy portfolio: risk-adjusted returns with diversified private assets, offering capital appreciation and predictable cash flow.

Benefit from attractive returns, eligible for your RRSP and TFSA accounts.

Consolidate flagship funds into a single account

A self-administered Flexibili.T account allows you to hold several varied investments in a single self-administered plan. With the support and expertise of your Cloutier Financial Group advisor, it's easier and simpler to keep track of your investments and maintain the portfolio of assets you want.

Optimize your portfolio with us

Our advisors will plan a private management meeting with you and review all available financial options. Their analyses are entirely customized, and they make sure to understand your situation thoroughly before proposing any solutions.

Supported by our in-house investment specialists who stand out, above all, for their great field experience, our advisors are genuinely attuned to your financial needs.

Maximize your income and reduce your tax burden with customized strategies. Our tax optimization experts are there to help you protect and grow your assets.

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Ensure that your assets are passed on to your heirs with a comprehensive and sustainable wealth management plan that will protect your assets for generations to come.

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Let our advisors help you make sense of your investments and plan for your retirement. They help you save without depriving yourself.

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Education costs are rising faster than inflation. Protect funds from the moment of the child’s birth to give the greatest gift there is: education.

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Your business is your livelihood and a well thought-out project. Ensure its success with financial advice from our specialists.

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Taxation

(French only) S'autofinancer grâce à l'Infinite Banking : Stratégie réaliste ou simple illusion?

Le concept d’Infinite Banking semble gagner en popularité, notamment au sein de certains réseaux sociaux. Présentée comme une stratégie d’autofinancement avantageuse, cette approche permet aux titulaires de polices d’assurance vie d’emprunter sur la valeur de rachat de leur contrat pour financer divers projets tout en maintenant la croissance de leur capital.

Mortgage brokerage

(French only) Mieux comprendre les variations de taux sur votre hypothèque et celle de vos clients

Mieux comprendre les variations de taux sur votre hypothèque et celle de vos clients

Living Benefits

(French only) Cancer : Les coûts de la secousse

Lorsque le diagnostic tombe, c’est comme un tremblement de terre dans la vie de la personne atteinte. Tout est secoué : sa santé, sa vie personnelle et celle de son entourage, son travail, ses rêves, mais aussi… sa santé financière.

Life Insurance

(French only) Stratégies pour séduire les jeunes adultes avec l’assurance simplifiée

Les jeunes adultes représentent un segment de marché en pleine croissance, mais encore trop souvent sous-estimé dans le domaine de l’assurance. L’assurance simplifiée, avec ses processus rapides et son accessibilité, répond parfaitement à leurs attentes. Dans cette édition, découvrez des stratégies pratiques pour capter l’attention de cette clientèle dynamique, bâtir une relation de confiance durable et renforcer votre portefeuille.