Alternative group insurance for your employees

Health insurance is often the most expensive benefit of group insurance plans. But did you know that there are alternatives? Our advisors have access to unique alternative group solutions on the market to help you cover your employees while reducing costs.

Life insurance, dental insurance, and much more!

We are the only ones offering alternative group insurance plans that complement the RAMQ's health insurance coverage.

With Alternative Proteck, you can offer your employees life insurance, dental insurance or any other benefit, but without the expenses associated with health and drug insurance coverage.

More affordable solutions for employers

In fact, Alternative Proteck is group insurance offered on an individual basis. It is more affordable for employers who don't have to contribute, as opposed to most traditional group insurance plans.

The premium is also guaranteed over time: no surprise variations. This gives you the benefits of group insurance and the flexibility of individual insurance.

Exclusive offer for businesses with 2-50 employees

Benefit from our exclusive solution Privilege 2-50, which offers you global renewal, with reduced fees and an exclusive rate guarantee, designed to optimize your costs and offer long-term financial stability.

We look out for our clients’ financial success

We've been helping you with simplified financial solutions for over 45 years.

Other Products and Services

Over 1,000 companies take advantage of our exclusive products and service offers. Join them and equip yourself with personalized plans for you and your employees.

Take advantage of our business volume to access exclusive group insurance products and benefit from privileged benefits for businesses.

Our advisors offer comprehensive support in choosing your plan, whether conventional, multi-insurer, self-insured, retention or group annuity plans, to guide you towards the plan that suits your specific needs best, while optimizing protection for your employees.

Propose a made-to-measure retirement savings solution with our flexible plans: the group RRSP, for income tax deductible premiums and immediate savings; the VRSP, a simple and advantageous voluntary option for your employees; the DPSP, which stimulates motivation by sharing profits in a retirement savings plan; or the defined‑contribution plan (DCP) with fixed contributions guaranteeing financial security. Our expert advisors help you choose the optimum solution to strengthen your employees’ loyalty and security.

Discover our range of exclusive solutions such as our Diagnostic tool for informed decisions, personalized support that adapts to your unique needs, and exclusive products for enhanced security. Benefit from a comprehensive analysis and tailor-made solutions to ensure the stability and protection of your business.

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